PPI Claims Were you Mis-sold PPI?

PPI Claims continue to dominate the news with the banks paying out huge amounts over the last few years to customers who were scammed into taking out in most cases worthless policies.  To see if this scandal effected you and whether you could be entitled to a refund see our simple list below.

Claim Back up to 30 years of Mis-sold PPI
No Original Paperwork or Policy Number Required

What is PPI?

PPI or payment protection insurance is cover that is normally sold alongside loan products like credit cards, personal loans, hire purchase, mortgages and so on.  The main purpose of PPI is to help the policy holder complete loan repayments in case they are incapacitated due to unemployment, sickness or even death.

What is Mis-sold PPI?

There has been a huge rise in people claiming for mis-sold PPI policies. This is where the unscrupulous lending company employees sold payment protection insurance to gain huge commsissions.

You probably have been mis-sold PPI if:

  • You felt pressurised into taking on the PPI Policy
  • You was not told that PPI was optional
  • You were under the impression PPI would increase your chances of getting a loan
  • You were advised to take PPI even though it wasn’t suitable for you
  • PPI was added to your policy without your knowledge
  • You had a PPI as a student
  • You were sold PPI even though you were self employed
  • You were not told that you would pay interest on the PPI added to the loan

What Should I Do if I Have Mis-sold PPI?

If you think you have a valid claim, then you are entitled to compensation from the PPI provider.  We can help you make a claim we will not even need the original documents or policy number simply fill i the form on this page and we will get back to you shortly.

How Far Back Can I Claim PPI?

There is no real easy answer to this as gain it depends on the case and when the loan was taken out.  We have in the past managed to get back up to 15 years worth of payments for some lucky clients.

How Much Money Will I Get as Compensation?

There is no definite amount that is set as compensation for mis-sold PPI. This will vary from one case to another. We  will ensure that you get all your premiums refunded as well as the full amount of interest accrued in the policy period.

How Long Will The Refund Take?

Well, this is another issue that does not have a definite answer since some cases are actually resolved in a few weeks while others take a longer period. This will mostly depend on the complexity of the case.

Can I Process The Claims Personally?

There is nothing wrong in filing for the compensation for your own mis-sold PPI. Unfortunately, the process has proved to be tedious for those who tried it. There is a lot of paperwork involved and since you do not have the necessary experience you might not get the full refund from the lending company.

How Much Will It Cost To Make a Claim?

We work on a strictly ‘no win no fee’ basis.   We charge 20% plus VAT (equivalent to 24% inclusive) on any successful claim.